Important Notice

Did you finance a car between 2007 and 2024?

The Financial Conduct Authority has confirmed that millions of UK drivers may have been affected by undisclosed commission arrangements in their car finance agreements. We may be able to help you explore whether you have a claim.

 
Car Finance Compensation Leads

Am I Eligible?

You may qualify if any of the following apply to you

Finance taken out between April 2007 and November 2024

The scheme covers agreements entered during this period under the FCA's confirmed redress rules.

Agreement was PCP or Hire Purchase (HP)

Both agreement types are included. Lease agreements are not covered by the FCA scheme.

Finance was for personal use

Includes commuting. Finance taken out by limited companies is not included.

Finance is fully paid off, or the car has since been sold

You can still be eligible. You do not need to currently own or be paying for the vehicle.

Multiple agreements

If you financed more than one vehicle, each agreement may be assessed separately.

What Happens Next

A straightforward three-step process

1

Complete a free eligibility check

Answer a few simple questions about your car finance history. This takes under 60 seconds and carries no obligation.

2

We refer you to a specialist

If you appear eligible, we introduce you to a regulated claims firm or solicitor who will assess your case fully — at no upfront cost to you.

3

Your claim is handled by specialists

The firm handles all communication with your lender on your behalf. Most operate on a no win, no fee basis.

Don't leave it too late.

The FCA has set a final claim deadline of 31 August 2027. Those who act now are expected to be processed first when payouts begin.

GoDebtFree

GoDebtFree acts as an introducer only. We are not a claims management company and do not handle or manage claims. By submitting your details, you agree to be referred to a regulated claims management company or solicitor who will contact you to discuss your potential claim. You are under no obligation to proceed.

Claims management companies and solicitors we work with are authorised and regulated by the Financial Conduct Authority or the Solicitors Regulation Authority. Fees may be payable to the firm handling your claim if successful — full terms will be provided before you instruct a firm.

This email is for informational purposes only and does not constitute legal or financial advice. The existence of the FCA redress scheme does not guarantee that any individual claim will be successful. Eligibility will be assessed by the firm to whom you are referred.

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